About the product
What loan products are available to buyers?
Eksfin can offer long-term loans on favourable terms and with long maturities. Loans from Eksfin have terms to maturity of at least two years and are issued in collaboration with a commercial bank or similar financial institution. Eksfin either offers loans where it assumes the credit risk of the buyer, provides a guarantee for a loan from another lender, or offers loans where a Norwegian or foreign bank or similar institution guarantees the loan.
Eksfin must receive an application for financing before an export contract is signed. The exporter or buyer should contact Eksfin at an early stage to discuss whether it can help finance a potential contract.
An offer of long-term financing can be crucial to winning a contract. Norwegian exporters can submit a non-binding application on behalf of a potential client and receive a letter confirming that a potential contract may qualify for export financing.
In addition to purchase-based financing, Eksfin offers financing for capital goods produced by a Norwegian exporter for leasing to clients overseas. Furthermore, buyer financing can be applied for in relation to the establishment of own operations abroad that are based on the use of Norwegian equipment or Norwegian innovation.
Applying for financing in order to invest in Norwegian capital goods or services? Eksfin can offer long-term loans or guarantees with long maturities and attractive terms. Choose a fixed or variable interest rate for the loan. Eksfin offers financing either on the basis of individual contracts or on the total value of Norwegian deliveries to a ship or project.
Find out more about interest rate options.
Banks and financial institutions
Eksfin wants to work with commercial banks, development banks, and other financial institutions. Eksfin also frequently works with other export credit institutions. For transactions in Norway, although Eksfin primarily relieves banks’ credit risk by issuing guarantees in connection with loans or bank guarantees, it can also act as a lender in the financing of ships.
For international buyer financing, Eksfin has considerable flexibility and can offer loans, loans where a bank or financial institution guarantees the loan (funding), or guarantees to other lenders. Eksfin’s guarantees come with an AAA rating, which is very attractive to many banks. For most international transactions, although Eksfin issues loans directly to the buyer (borrower), loans can also be issued as on-lending via commercial banks or development banks.