Loan guarantee for export-related investments in Norway

Eksfin can provide a guarantee to a bank that finances a company’s investment in Norway. The investment must directly or indirectly lead to export.

About the product

Long-term investments

The Loan Guarantee for Export-related Investments in Norway is suitable for long-term investments in all types of industries. Companies can receive long-term financing from banks for investments in export-related production capacity in Norway. Banks can utilise partial repayment guarantee to expand lending to their customers.

What investments can be financed?

The guarantee can be given to any bank that finances export-related investments in Norway. Both exporters and subcontractors to exporters can be supported.

The guarantees can cover investment in fixed assets. The product is intended to help industrial restructuring and diversification and is thus not applicable to oil and gas processing plants and offshore installations, nor real estate development or large infrastructure projects.

Who can apply?

The bank applies for the guarantee from Eksfin.

When to apply?

The bank must approve the creditworthiness of the borrower (the exporter).


It is a requirement that the investment trigger export. The investment must lead to revenue that is directly or indirectly related to export. A minimum of 50 percent of the company’s revenue should come from export.

The guarantee is given on market terms, and Eksfin shares the risk on equal terms with banks.

  • Tenor will vary by sector with a maximum of 8.5 years.
  • Eksfin will normally cover 50 percent of the bank’s risk.