The application process step by step

How does the application process work? This is the overview of the steps.

When Eksfin receive your application, a financial advisor gets assigned to your case and will follow up directly with you. Our processing team will analyze your transaction based on various documentation, research and customer meetings.

  1. Fill in application form on our website

    Choose relevant type of application, being a bank, exporter or buyer.

  2. Customer advisor will get in touch

    When we receive your application, you will get a assigned a financial advisor. If you already have a dedicated advisor, your advisor will follow up on your application.

  3. Meeting with bank

    When the buyer confirms the interest to pursue the application, or we have received an application directly from a bank, a possible financial transaction plan will be discussed with all parties involved. A plan for further progress will be made.

  4. Credit risk assessment

    Based upon the documents received, our team will perform credit risk analysis to determine the risk rating. The analysis is often done with other financial parties involved in the transaction, however Eksfin will also perform own research and evaluations to assess if the customer is creditworthy.  

  5. Loan or guarantee is offered

    If the application is approved, Eksfin will offer financing in terms of loan, guarantee or cover the risk on a loan.

  6. Transaction completed

    When contractual obligations have been agreed upon, and anti-corruption policies signed, the transaction can be completed.

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