The application process step by step

Apply by using our forms

Fill in relevant application form on our website.

Customer advisor will get in touch

When we receive your application, you will get an assigned a financial advisor. If you already have a dedicated advisor, your advisor will follow up on your application.

Meeting with bank

When the buyer confirms the interest to pursue the application, or we have received an application directly from a bank, a possible financial transaction plan will be discussed with all parties involved. A plan on how to ensure further progress will also be made.

If the application concerns long term financing of a ship to be operated on the open seas, the shipowner may choose between shipping terms and standard OECD terms as basis for the financing. This will be discussed and the shipowner will have to make a choice at signing of the export contract.

Credit risk assessment

Based upon the documents received, our team will perform credit risk analysis to determine the risk rating. The analysis is often done with other financial parties involved in the transaction, however our team will also do research and evaluations to assess if the customer is creditworthy.  

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Loan or guarantee is offered

If the application is approved, Eksfin will offer financing in terms of loan, guarantee or cover the risk on a loan.

Read more about interest and premium rates.

Transaction completed

When contractual obligations have been agreed upon, and anti-corruption policies signed, the transaction can be completed.